Samsung Pass, the mobile wallet app for Galaxy smartphones in India, has enhanced its mobile payment features. The app now supports UPI transactions using RuPay credit cards, broadening the payment options available to users.
What Happened? Initially, Samsung Pass’s UPI payments were confined to bank accounts and specific debit cards. This update allows RuPay credit cardholders to enjoy the convenience of contactless transactions and associated benefits such as rewards points and purchase protection.
The Samsung Wallet UPI makes the card-linking process straightforward and user-friendly. UPI, a widely used Indian payment system, facilitates instant bank-to-bank transfers via virtual payment addresses and ensures transaction security with PIN authentication.
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Additionally, Samsung Pass functions as a versatile digital wallet, holding documents like driver's licenses, loyalty cards, and even boarding passes. Currently, the feature is exclusively available to RuPay credit cardholders, with Mastercard and VISA users able to make UPI payments only through linked bank accounts.
Why it matters? This expansion is a significant enhancement for Galaxy smartphone users with RuPay credit cards, offering them a new avenue for seamless and rewarding contactless payments.
Samsung’s competitor, Apple, is also venturing into India’s digital payment arena, potentially collaborating with HDFC Bank for its entry. Therefore, it only makes sense for Samsung to bolster its set of offerings.
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