The Indian government has launched United Pension Scheme which will be implemented from April 1, 2025

Govt employees who joined from 2004 and are covered by the NPS will have the option to shift to UPS

Central govt employees with at least 25 years of service will receive 50% of their average basic pay over the last 12 months before retirement, as pension

Employee contributions will remain the same, government’s contribution to increase from 14% to 18.5%

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